Switching off your overdraft

You can switch off your overdraft at any time.

Bear in mind you won’t be able to switch your overdraft off if you’re using it at the time. Also, if your credit file's changed since you took out your overdraft, you may not be able to turn it back on after you disable it.

Here's how to switch off your overdraft in the app:

• Tap the Home icon in the menu bar
• Tap the Account button under your Monzo card (if you can't find this button, swipe down on your list of payments)
• Tap Manage overdraft and set your overdraft limit to £0

If you'd prefer we removed your overdraft entirely so you can't switch it back on, please get in touch with us in the app:

• Tap the Help icon in the menu bar
• Search ‘Switching off your overdraft’
• Tap Get in touch