How to cancel Monzo Plus

You can cancel Monzo Plus from in the app at any time. You may have to pay a cancellation fee depending on how long you've had Monzo Plus for.

If you do decide to cancel you'll lose all your Monzo Plus benefits, like your interest, custom categories, other accounts in Monzo and more. Your virtual cards will stop working, so you'll need to update the payment details on any online subscriptions you have linked to a virtual card. You'll also need to order a replacement standard Monzo card to replace your Monzo Plus holographic blue card.

To cancel Monzo Plus, tap the button below to go to your membership tab, then tap "settings" at the bottom of the page. You should see an option to cancel your subscription from there.

Cancelling within 14 days

If you cancel your Monzo Plus subscription within the 14 day cooling off period, you won't be charged a cancelation fee. However, if you ordered a holographic blue card when you signed up to Monzo Plus, you will still be charged £5 for the cost of the new card.

Cancelling within the 3 month minimum term

If you cancel within the 3 month minimum term, and outside the 14 day cooling off period, you'll be charged a £5 cancellation fee.

Cancelling outside the 3 month minimum term

Cancellations outside the minimum term are always free.