Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
- Product Updates
Loans, the Monzo way
If you’re eligible, you can now borrow between £200 and £15,000 from Monzo for up to 60 months 💰
- Money in Love
Money in Love: Will & Max
Through stories from real-life relationships, we’re tackling the taboo around couples and their cash.
- No Barriers to Banking
Our lending principles
As part of our commitment to being a responsible lender, we follow 5 principles. This is our promise to you, and shows what you can expect if you borrow money from Monzo.
- Monzo HQ
We had issues with Monzo on 29th July. Here's what happened, and what we did to fix it.
Something went wrong doing an systems upgrade, affecting all Monzo services. To fix it, we're changing how we do upgrades and store data.
- Product Updates
We've added new interest rates for Savings Pots!
We’re now offering up to 1.81%* (AER/Gross) on Fixed Savings Pots and 1.15%* (AER/Gross variable) on Easy Access Savings Pots – the highest rates for Monzo Savings Pots so far!
- Monzo 101
What do I need to set up a Monzo account?
You'll need your phone, your ID, and a few minutes to sign up!
- Monzo 101
14 of our favourite features that will help you get the most out of Monzo
From easily splitting bills to automatically saving your spare change, here's our list of great ways to use Monzo!
- Monzo HQ
We’ve fixed an issue that meant we weren’t storing some customers’ PINs correctly
No information has been exposed outside Monzo, and there’s no evidence that this data has been used for fraud. We’ve updated the app, and we’ve contacted some of you to let you know you should change your PIN as a precaution.
- How Money Works
How to avoid paying more when you get out cash on holiday
When you’re abroad, don’t let a shop or ATM do the currency conversion for you!
- Monzo 101
How do I get a Monzo account?
Download the app to get started!
- Community
Meet the Saving Squad: Bekki
We chatted to super-saver Bekki about how she's used Monzo on her saving journey.
- How Money Works
What is the August No Spend Challenge and how can you start it?
The goal of the challenge is to rein in spending on things you don’t really need this August.
- Money in Love
Money in Love: “My ex racked up £6,000 of debt in my name”
After they split, 26-year-old Georgia discovered her ex had maxed out multiple credit cards, all in her name. She shares how she tackled the debt with help from her new partner, Luke.