Business banking made easy
Choose a Business Lite account for free, or Business Pro for £5 a month
Banking that works around your business
Get ahead on your finances, so you can get back to running your business.
Tax Pots
Choose a percentage to automatically set aside for tax, every time you’re paid. No more worrying if you've remembered to set aside money every week, and no more shifting around between accounts to see where your money is. Available on Monzo Business Pro.
Integrated accounting
Sync with Xero, FreeAgent, QuickBooks, or export your transactions. Say goodbye to manually uploading statements – automatically share your balance and transactions. Available on Monzo Business Pro.
Mobile and web access
Manage your account from your phone or computer with mobile and web access. Your account’s fully protected, and available wherever you are. Available on Monzo Business Pro and Monzo Business Lite.
Multi-user access
Add up to 2 other people in the app. They can pay people, see incoming and outgoing payments, and edit account information - just like you. Available to limited companies on Monzo Business Pro.
Invoicing
Create and send invoices in a few taps - and let us take care of the admin. Available on Monzo Business Pro.
24/7 customer support
We're right here in the app, 24/7. No need to make an appointment or wonder when you'll hear back. Our award-winning team is here to help whenever you need. Available on Monzo Business Pro and Monzo Business Lite.
A fully regulated UK bank
With a Monzo Business Account, you can:
- Get a business debit card (for all users)
- Move money easily with free, instant bank transfers (UK only)
- Manage your Direct Debits in one place
Simple pricing, no commitment
| Built for business | Pro£5/m Your business' finances, taken care of. | LiteFree The best of Monzo, for your business. |
|---|---|---|
 Tax PotsChoose a percentage to automatically set aside for tax, every time you’re paid. | Yes | No |
 Integrated accountingIntegrate with Xero, FreeAgent, QuickBooks or export your transactions. | Yes | No |
 Multi-user access (Ltds only)Manage finances together with access for up to 2 others (limited companies only). All users get a business debit card. | Yes | No |
 InvoicingCreate, send and track invoices, in the app and on the web. | Yes | No |
 Exclusive offersSave time and money with offers for your business. | Yes | No |
 6 months Xero free (optional)New users: get the cloud accounting platform for 6 months free. £180 value. T&Cs apply. | Yes | No |
 Mobile and web accessManage your money at home, in the office and on the go. | Yes | Yes |
 Business debit cardComplete with a pebble grey or slate grey finish. | Yes | Yes |
 24/7 customer supportAward-winning, human help in the app, 24/7. | Yes | Yes |
 Free, instant UK bank transfersSend and receive UK bank transfers, fee-free. | Yes | Yes |
 Pots to separate moneyNeatly separate your money to suit your business, all in one account. | Yes | Yes |
 Instant notificationsGet notified the second you pay, or get paid. | Yes | Yes |
 Budget and categorise spendingBreak down your spending with monthly budgets and transaction categories. | Yes | Yes |
 Digital receiptsAdd receipts to payments while you’re on the go. | Yes | Yes |
 Full UK current accountBecause we're a UK fully regulated bank. | Yes | Yes |
 Mobile signup and switchingOpen a full bank account from your phone. Switch from your old bank, hassle-free. | Yes | Yes |
 Apple Pay and Google PayPay with your phone, on the go. | Yes | Yes |
| Fee-free spending abroad We don’t mark up the exchange rate, unlike most other banks. | Yes | Yes |
 Manage scheduled paymentsKeep track of all your scheduled payments in one place. | Yes | Yes |
 Pay in cash and chequesPost cheques to us for free. Pay in cash at PayPoint for £1, up to £1,000 every 6 months. | Yes | Yes |
 £85,000 FSCS protection (if eligible)So your money’s protected, just like the high street. | Yes | Yes |
| Advanced security Payment approval and card freezing. Plus fingerprint, face and PIN protection. | Yes | Yes |
Simple pricing, no commitment
| Features | Pro | Lite |
|---|---|---|
| Monthly price | £5 | Free |
| Tax Pots | Yes | No |
| Integrated accounting | Yes | No |
| Multi-user access (Ltds only) | Yes | No |
| Invoicing | Yes | No |
| Exclusive offers | Yes | No |
| 6 months Xero free (optional) | Yes | No |
| Mobile and web access | Yes | Yes |
| Business debit card | Yes | Yes |
| 24/7 customer support | Yes | Yes |
| Free, instant UK bank transfers | Yes | Yes |
| Pots to separate money | Yes | Yes |
| Instant notifications | Yes | Yes |
| Budget and categorise spending | Yes | Yes |
| Digital receipts | Yes | Yes |
| Full UK current account | Yes | Yes |
| Mobile signup and switching | Yes | Yes |
| Apple Pay and Google Pay | Yes | Yes |
| Fee-free spending abroad | Yes | Yes |
| Manage scheduled payments | Yes | Yes |
| Pay in cash and cheques | Yes | Yes |
| £85,000 FSCS protection (if eligible) | Yes | Yes |
| Advanced security | Yes | Yes |
I can spend more time doing the things I enjoy, which is why I started my business in the first place.
Matt Navarra
Social media consultant
Digital marketing Wales, UK
Monzo has made business banking so easy I can concentrate on building my brand.
Hellen Stirling-Baker
Founder, Small Stuff
Retail London, UK
How we compare with other banks
| Features |  Monzo |  Barclays |  HSBC |  Santander |  NatWest |
|---|---|---|---|---|---|
| Full UK current account with debit card | |||||
| Instant UK bank transfers | |||||
| Unlimited, fee-free UK bank transfers | |||||
| 100% mobile sign up | |||||
 Mobile and web access | |||||
| FSCS protection on eligible deposits | |||||
| 24/7 customer support | |||||
| Fee-free spending abroad | |||||
| Apple Pay/Google Pay | |||||
 Multi-user access | |||||
| Pots to separate money (and Tax Pots) | |||||
| Instant notifications | |||||
| Budgeting, categorised spend, digital receipts | |||||
| Invoicing | |||||
| Pay in cash and cheques | |||||
 Integrated accounting | |||||
 Exclusive offers (like 6 months free Xero) | |||||
| Borrowing options (lending marketplace) | |||||
 International payments |
Business banking that keeps getting better
Here's what we're building next because of your feedback.
Multiple business accounts
Manage finances for more than one business, all through Monzo.
Batch payments (web only)
Save time by paying employees, suppliers and expenses in one go, instead of one transfer at a time.
International payments
Take your business to the next level by sending and receiving money around the world.
