What is Monzo Premium?

Monzo Premium – banking that makes a statement

Turn heads with our white metal card, made from a single sheet of steel. With extensive phone and travel insurance, interest and so much more.

Get great value cover for your most prized possession, including theft, loss and accidental damage – even the dreaded cracked screen. Any accessories under £300 are also covered, like headphones, chargers or cases. With £75 excess.

Travel anywhere stress-free with cover for you and your family (including partners and dependent children up to 21 years old). Covers flight delays of more than 4 hours, lost valuables up to £750, winter sports and more. With £50 excess.

Earn 1.50%/1.49% AER/Gross interest on up to £2,000 in your balance and regular Pots (not including Savings Pots).

Full financial visibility, with your other bank accounts and credit cards all in one place, and even your credit score. As well as personalised money management tools like custom categories, multiple categories per transaction, auto-exporting transactions and more.
Withdraw up to £600 abroad fee-free every 30 days, and pay cash into your account for free 5 times a month.

Complete with our white metal card and offers from brands you’ll love:

Patch
15% off all plant and plant pot orders over £50.

HelloFresh
Get £15 off each of your first 4 recipe boxes when you sign up.

Naked Wines
£24.99 for 6 top-rated bottles of wine (including delivery) when you sign up to a Naked Wines Angel subscription as a new customer.

Babylon Health
20% off an annual virtual GP subscription and free access to the COVID-19 Care Assistant.

Fiit
25% off one home workout membership.

Busuu
50% off a Premium or Premium Plus plan of language lessons.

RAC
Exclusive breakdown cover from £5 a month, including free Legal Care Plus support.