Making secure online payments with virtual cards

Virtual cards are a feature exclusive to Monzo Plus and Monzo Premium.

Keep your real card details safe from fraudsters by using virtual cards for online payments. Each one has unique details which you can pay with.

The money you spend comes from your balance, just like with your Monzo card.

They’re great for managing online subscriptions. If your real card gets lost or stolen, avoid updating your payment details everywhere.

You can manage your virtual cards by tapping ‘Plus’ at the bottom of the Home screen.