What's covered with Monzo Premium phone insurance?

We've teamed up with Assurant to offer phone insurance exclusive to Monzo Premium. If your device is eligible to be covered, your insurance will start as soon as your Premium subscription starts.

Your policy covers ✅

• One mobile phone, up to £2000
• Accessories up to £300
• Theft or loss
• Cracked screens and other damage
• Phones of any age
• Up to two claims a year

It doesn't cover ❌

• A family member or partner's phone
• Any device that isn't a mobile phone (e.g. tablets or laptops)
• Replacing your phone with a brand new one (it'll be refurbished)

There is a £75 excess on all claims.

You can find all of the information about your phone insurance policy including terms and conditions and contact details for Assurant form the membership home.

If you have any more questions about your insurance policy, or would like to make a claim please contact Assurant directly by calling them on on +44(0)3301566696. You can find your policy number in the membership tab.