Making a complaint about your Monzo Business account

If you'd like to make a complaint ahout your Monzo Business account, please get in touch and we'll look into this for you.

If you want to make a complaint about your personal or joint account, tap here for instructions.

How to get in touch with us

App: If you're a Monzo customer, you can chat to us in the app.

Phone: We're happy to talk on the phone and can raise a complaint for you there. Call us on 0800 802 1281 (or +44 203 872 0620 from abroad).

Email: Email us at complaints@monzo.com.

Post: If you’d prefer, you can put your complaint in writing and send it to:

Customer Advocacy Team
Broadwalk House, 5 Appold Street, London EC2A 2AG

What happens next?

We'll be in touch within 4 business days to try to resolve your complaint. If we can't do it in this timeframe, please note that we're typically allowed up to 15 business days (or in some cases up to 8 weeks) to investigate your complaint and produce what's called a 'final response'.

If you're not happy with our final response, as a Sole Trader, or the employee of a Micro or Small Business, you have the right to refer your complaint to the Financial Ombudsman Service, free of charge – but you have to do this within 6 months of the date of our final response.

If you're not a Sole Trader, you'll be eligible to complain to the Financial Ombudsman Service if you're part of:

A micro-enterprise that has a turnover or annual balance sheet that doesn't exceed €2 million and employs fewer than 10 persons

Or a small business that's not a micro-enterprise, has an annual turnover of less than £6.5 million and has a balance sheet total of less than £5 million, or employs fewer than 50 employees

How to get in touch with the Financial Ombudsman

Post: The Ombudsman’s address is:

Financial Ombudsman Service
Exchange Tower
London
E14 9SR

Phone: You can call the Ombudsman on 0800 023 4567 or 0300 123 9123.

Website: Visit the Ombudsman's website for more information: financial-ombudsman.org.uk.

You can also find an online version of their consumer leaflet.

Other ways to give feedback

You can share your thoughts in our Community Forum or by chatting to us in the app. We'll pass any information on to the relevant team 🙂