How Money Works / How money works
- How Money Works
How do I know when I opened my bank account?
At some point your bank might ask when you opened your bank account. Here's how to find out!
- Let's Talk Business
Do I need a business bank account?
We've outlined when you might set one up, what you'll need, and some of the benefits of a business bank account (like accounting and separating your finances).
- How Money Works
How to improve your credit score
If you borrow money in the future, looking after your credit score could help you get a good deal. See your credit score in Monzo, and track how it changes over time. All in one place, with Monzo Plus.
- How Money Works
What to do if you miss a loan repayment
If you have a loan with Monzo, please reach out to us in the app. Here’s what we could do to help.
- How Money Works
Your questions about Universal Credit and the government's coronavirus support, answered by experts
Lost your job or income because of coronavirus? We asked poverty charity Turn2Us to answer your questions about Universal Credit and how to get support if you're struggling with money.
- How Money Works
Tax free savings allowance - what is yours and where to find it
Your tax free savings allowance, also known as a Personal Savings Allowance, is a way for most people to earn interest from savings without paying tax!
- How Money Works
How to 'Save at Home' during coronavirus
If you're fortunate enough that your income hasn't changed and you've found yourself spending less money while social distancing, why not try to Save at Home?
- How Money Works
What you need to know about buy now, pay later schemes
Buy now, pay later (BNPL) schemes are everywhere. And now it's so important to stay home, you might be shopping online more.
- How Money Works
How to get out of your overdraft if you're in it all the time
Feel like you're living in your overdraft? If you’re striving to rely on your overdraft less, try these tips and tools to cut costs and find extra money to pay it off.
- How Money Works
The extra cost of being a woman
In 2020, it still costs more to be a woman than a man. And when it comes to personal finances, there's still a long way to go - and it's not women's fault.
- How Money Works
Creating a business plan for the first time
You’ve had an idea in the back of your mind for years and now you’re finally taking the big step to start a business. We’ve outlined what to include in a business plan, how to write it and other steps to take.
- How Money Works
How to check your credit score
Checking your credit score can help you find out what your borrowing health is like and how you might look to potential lenders. We've outlined how to check your credit score!
- How Money Works
What are credit checks or credit searches?
Credit checks can be confusing (sometimes they’re even called credit searches – which only adds to the confusion). We’ve outlined what a credit check actually is, the different types you’ll find and when you might need one.
