Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
How Money Works9 questions to ask yourself before you borrow money
Can you afford it? And will you be better off in the long run? If you’re thinking about borrowing money, ask yourself these 9 questions first.
How Money WorksHow to save money in London
London is one of the most expensive cities to live in in the world – but there are plenty of bargains if you know where to look.
How Money WorksPay yourself first: How to save money every month
It means paying a portion of your salary into savings, before you spend money on anything else.
Monzo HQOur response to the BBC Watchdog report: Why we sometimes have to block or close accounts
Last night, BBC Watchdog discussed how we deal with financial crime and why we block or close some accounts. We wanted to share some more details about how we approach this and be as transparent as we can.
Monzo 10110 reasons why you'll hate having Monzo
Sorry not sorry.
How Money WorksHow to start a savings plan
We've outlined a few different kinds of savings plans so you can find one that might suit you and your savings goals! 💰
Monzo 10110 things to say to your friend who still refuses to get Monzo
Before you cut them out of your life forever, try to reason with them.
Monzo 1014 ways Monzo makes payday even better
You wouldn’t think payday could get any better. But if you get paid into your Monzo account, it just might.
TechnologyHow our security team handle secrets
We recently designed a new system to manage secret information safely – from the keys that we use to sign your Mastercard transactions, to credentials for external services.
How Money WorksHow to save money, according to people who actually manage it
We asked the experts in the Monzo Saving Squad to share their best tips on how to save money.
How Money WorksUnderstanding your payslip
Excited to see what you’ve earned? Want to make sure you’re being taxed right? Learn the language of payslips with our comprehensive guide.
How Money WorksWhat are the tax implications of a joint account in the UK?
A joint bank account is a bank account that you share between one or more people. Here's some info on the tax implications of a joint account in the UK!
How Money WorksHow to use the 50/20/30 budget rule
Pay off debt, save for the future and control your spending with a 50/20/30 budget. Here’s how to create one in four steps.