Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.
- How Money Works
How to use the envelope method to budget your money
Money-saving gurus like Martin Lewis and Dave Ramsey love this powerful budgeting method. And it's gained a cult-like following because it's simple to use and helps you see your money clearly.
- How Money Works
How to get a mortgage
Planning on buying a house? Learn how to find and apply for a mortgage – and boost your chances of getting accepted.
- How Money Works
Piggy banking: Save money with this popular budgeting technique
Also known as the envelope method, piggy banking can help you control spending by dividing up your money and keeping it in different places.
- How Money Works
What is a regular savings account?
With a regular savings account you commit to paying a set amount every month whilst getting a higher interest rate than you'd get with a current account.
- Monzo 101
How to get a Monzo account
Signing up for a Monzo bank account takes minutes, and you can do it all from your phone.
- How Money Works
Should I get a credit card?
Credit cards can be useful for borrowing small amounts for a short time. But do you really need one?
- How Money Works
P45 form, P60 form and P11D - where can you find yours?
Working? You may receive a P60, P45 or P11D from your employer. Find out why you need these forms and how to get them.
- Monzo 101
Why you should make Monzo your main bank, according to people who have
98% of people who use Monzo as their main account would recommend it.
- How Money Works
5 reasons to consider getting a second bank account
It's a common misconception that you can only have one bank account. And having another bank account can help you budget or find a bank that works for you.
- Monzo HQ
Monzo is the UK’s most recommended brand
According to research by YouGov, you recommend Monzo more than any other brand 🚀
- Monzo 101
Mastercard exchange rate - What's the rate on Monzo?
When you make payments abroad using Monzo, we pass on the Mastercard exchange rate directly to you, without any markups.
- How Money Works
Everything they didn't teach you in school about how to save money
Financial self-education 💪
- How Money Works
How to open a UK bank account
Here’s how to open a bank account in the United Kingdom. Opening a bank account with Monzo takes minutes!