Choose another country or region to see content specific to your location.

Continue
Sign up

Banking made easy

Spend, save and manage your money, all in one place. Open a full UK bank account from your phone, for free.

Get a Monzo Bank account

Join the people with a Monzo bank account

Download the Monzo app on iOS Download the Monzo app on Android

Monzo Premium

Monzo Premium: Banking that makes a statement

Turn heads with our white metal card, made from steel. Enjoy peace of mind with extensive phone and travel insurance, interest and much more.

Explore Monzo Premium

Monzo Plus

Monzo Plus Put money in your hands

Full financial visibility, with your other bank accounts and credit cards all in one place. Get interest on your money, personalised budgeting and much more.

Explore Monzo Plus
Monzo app with a Monzo Plus card

Save with Monzo

Saving with Monzo
Monzo app showing a notification your interested earned this month

Manage with Monzo

Pay Direct Debits through Monzo and we’ll tell you if they’re higher for the upcoming month. So no nasty surprises.

Monzo app with a notification showing your water bill being £15 more this month

Spend with Monzo

Get instant notifications the second you pay. Set budgets for things like groceries and going out, and get warnings if you’re spending too fast (if you want them).

Monzo app with an instant spending notification

Travel with Monzo

Use Monzo anywhere in the world that accepts Mastercard. We don’t charge any fees for spending abroad, and we don’t mark up the exchange rate – unlike most other banks.

Travelling with Monzo
Monzo app showing a trip transaction summary

Borrow with Monzo

We offer overdrafts up to £1,000 and loans up to £15,000. Checking if you're eligible won't leave a mark on your credit score, there are no lengthy forms to fill in, and no charges for paying us back early.

Borrowing with Monzo
Monzo app showing the loan calculator

Stay Safe with Monzo

Your money in Monzo is FSCS protected up to £85,000. Compared to other UK banks, we’re 4x better at stopping card fraud, and 3x better at stopping identity theft.

Find out more about bank security with Monzo
Illustrations of a mobile, Monzo card, fingerprint, padlock and shield

Independent service quality survey results

Personal current accounts

Published August 2021

As part of a regulatory requirement, independent surveys were conducted to ask customers of the largest personal current account providers in Great Britain and Northern Ireland if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Great Britain

Graph showing the results of the CMA scoring of UK banks in the Overall Service Quality category. The CMA asked customers how likely they would be to recommend their personal current account provider to friends and family. The rankings with percentage scores are: 1st Monzo with 80%. 2nd Nationwide with 73%. 3rd Barclays with 68%. 4th Halifax with 67%. Joint 5th is HSBC UK with 64%. View full results of the independent service quality survey for Great Britain

Northern Ireland

Graph showing the results of the CMA scoring of UK banks in the Overall Service Quality category. The CMA asked customers how likely they would be to recommend their personal current account provider to friends and family. The rankings with percentage scores are: 1st Monzo with 83%. Joint 2nd are First Direct and Starling Bank with 81%. 3rd Metro Bank with 74%. 5th Nationwide with 68%. View full results of the independent service quality survey for Northern Ireland

Help us build the kind of bank you want to use

Download the Monzo app on iOS or Android and join the people who've changed the way they bank.

Download the Monzo app on iOS Download the Monzo app on Android